Chapter 676
: Lin De travels to the Lin family and witnesses the huge power of Jiangnan’s business gi
In the 15th year of Hongwu, the world was finally settled and peace gradually came to the four seas.
With the support of Jin Wang Zhu Gang, the tide of commerce flourished like a spring breeze.
The main thoroughfares in various places are busy with traffic and merchants coming and going.
The exchanges between cities are becoming increasingly close, business activities are blooming like flowers, and the scene is prosperous.
Businessmen are like nimble dancers, dancing gracefully on this big economic stage.
They carry the dream of wealth and the burden of life.
He frequently travels between cities, conducting cross-regional transactions one after another.
However, as the scale of transactions continued to expand, they encountered many difficult problems during their journey.
Among them, the safety issue of carrying silver and money is the most prominent, which gives merchants a headache.
One day, a young businessman, wearing a long blue cloth gown and a square scarf on his head, walked into the Lin family bank in a hurry.
There was a trace of worry on his face that was hard to conceal, his brows were slightly furrowed, and his eyes revealed a bit of anxiety and uneasiness.
The young businessman's footsteps were a little hurried, as if something terrible was chasing him from behind.
After entering the money shop, the young businessman's eyes quickly scanned the hall and finally stopped at the busy shopkeeper behind the counter of the money shop.
The young businessman came to the counter, bowed respectfully, and said to the bank owner, "Boss, I am going to the north to do business this time, but the road is long and the mountains are high, so it is inconvenient to carry money.
I heard that your bank offers foreign exchange services, but I don’t know how to apply for it?
I hope the shopkeeper can give me some advice. "
The bank owner smiled and returned the greeting, "Don't worry, sir, this remittance service is quite simple to handle.
You just need to deposit silver in our bank and we will issue you a bill.
Take this note to the Lin Family Bank in the north and you can withdraw the same amount of money smoothly."
A hint of surprise flashed in the young businessman's eyes, "That's great, that's great!
Then I will deposit five hundred taels of silver."
The banker handled the business skillfully while continuing, "Sir, please keep this bill properly and don't lose it.
If it is lost, it will be very troublesome to report the loss and apply for a replacement, which may also delay your important event. "
The young businessman nodded quickly, "Thank you for the reminder, shopkeeper. I will keep it carefully and will not slack off in the slightest."
After completing his business, the young businessman left the bank satisfied.
Looking at his departing back, the bank owner nodded slightly.
He thought to himself: After the introduction of this foreign exchange service, it has indeed solved problems for many businessmen and brought a lot of business to the money houses. It seems that the original decision was correct.
Of course, the Lin family money house was not satisfied with the traditional deposit, loan and foreign exchange business. With their keen business acumen, they actively participated in some major commercial investment projects.
From the construction of large docks in Jiangnan to the expansion of cross-regional trade routes, the Lin family money house played a key role.
The Lin Family Wharf is a major project invested and built by the Lin Family Bank.
After the dock was built, ships came and went every day and cargo piled up like mountains.
The workers were busy loading and unloading goods, with shouts and calls coming one after another.
Linde, transformed into a money shop owner, stood on the dock, looking at the busy scene with a gratified smile on his face.
A clerk beside him said, "Boss, after the Lin family wharf was built, business has been getting better and better.
Look at the ships coming and going, and the mountains of cargo, it's really lively!"
Lin De nodded slightly and said, “Yes, the construction of this dock is thanks to the investment of the bank.
Nowadays, it is convenient for goods to come in and out, and merchants are willing to come here to do business. The influence of our Lin family is growing.
This not only brought rich economic returns to the Lin family, but also played a vital role in the local economic development. "
The clerk smiled and said, "Of course. Our Lin Family Bank has a unique vision and this investment is a good one. Boss, do you think our Lin Family will make any big moves in the future?"
Linde looked into the distance with a determined gaze.
“In the future, we will continue to expand our business and invest in more projects to expand the Lin family’s business territory.
Just wait and see, our Lin family will definitely have a place in the business world."
When you walk into the Lin Family Money House, you can feel the busy and bustling scene.
In the money shop, the flow of silver and money is like the endless flow of river water, never stopping.
At the counter, the clerks were busy counting the silver ingots and handling various business matters skillfully.
In the accounting office nearby, account books were piled up like a mountain.
Each book records in detail the bank's income and expenditure, loan status, and the progress of investment projects.
A bookkeeper was busy flipping through the account book when another bookkeeper walked over and said, "Mr. Li, the loan business has grown a lot recently. You have to check it carefully to make sure there are no mistakes.
The bank's accounts cannot be sloppy at all. If something goes wrong, it will ruin the reputation of our Lin family."
The accountant, known as Lao Li, looked up and pushed up his glasses.
"Don't worry, Lao Chen, I know what's going on.
I have checked every account carefully, there will be no problem.
This account is the lifeblood of our bank, how could I take it lightly? "
Lao Chen nodded slightly and said, "That's good. I was also worried that you might neglect it due to the busy business recently.
We must be extremely alert and take good care of the bank's accounts."
Supporting this financial edifice is a group of shrewd and capable money shop owners.
They all have sharp eyes, keen insights into market conditions, and can accurately judge the risks and returns of investment projects.
When handling daily business, these money shop owners are rigorous and meticulous, and they are responsible for every detail to ensure that every transaction is accurate.
They are able to handle the complex and ever-changing business environment and various customers with ease.
These money shop owners have won the trust and praise of their customers with their professional qualities and excellent communication skills.
As for the Lin family's culture, it is also quite prosperous.
The clan has set up a special school, hired well-known scholars to teach, and cultivated generations of outstanding talents.
The architectural style of the school is simple and elegant, with flying eaves, brackets, carved beams and painted buildings. The environment is quiet and pleasant, making it an ideal place for students to concentrate on their studies.
The school has a rich collection of books, including classics, history, poetry, astronomy, geography, etc. Many of the ancient books are rare treasures in the world.
One day, a young student was sitting in the library.
He was holding an ancient book, reading it intently.
A classmate next to him came over and whispered, "What book are you reading?
He was so engrossed that he didn't even notice I was here."
The young student raised his head, his eyes sparkling.
“This is a long-lost ancient book that I accidentally discovered in this library.
It records a lot of knowledge about ancient astronomy and geography, which is very interesting.
The more I read, the more I feel that the wisdom of the ancients is profound and astonishing." (End of this chapter)