Chapter 779
: Two tasks given at once
The young man, probably encountering someone so serious for the first time, retorted angrily, "Believe it or not, you're Zhang Yuan, aren't you? Paying back debts is a matter of course!"
Qiu Qiaoqiao is not Zhang Yuan; she didn't owe the money, and she's not afraid of these people at all.
"Do I owe you money?"
The young man was stunned for a moment after being rebuked, then said confidently, "We're here on behalf of the company, and we owe [Black Cat Loan Platform] money."
With a cold laugh, Qiu Qiaoqiao looked at a group of clowns:
"Are you an employee? Show me your individual income tax certificate so I can see if [Black Cat Loan Platform] withheld the tax for you."
The young man was truly dumbfounded. How could this person be so serious? It's getting more and more outrageous!
He doesn't have any tax certificate; he hasn't paid any taxes. People in their line of work are all scoundrels, and many of them are even heavily in debt themselves.
"You...you...Although I'm not an employee of the [Black Cat Loan Platform], our company was commissioned by them to collect debts, and we can represent them!"
A few words were all it took to expose their true colors. They weren't a loan platform at all; they were just a third party doing debt collection.
Countless companies like this have been shut down in recent years. They came to Zhang Yuan with great bravado, but deep down they were even more apprehensive than she was. If Zhang Yuan called the police, they'd be running away faster than rabbits!
"Entrusted? Then provide a power of attorney before we talk. Remember, the authorization chain must be clear. You need authorization from the [Black Cat Loan Platform] to your company, and then authorization from your company to you, or your individual income tax payment certificate or social security payment certificate. Otherwise, don't bother talking to us, nobody will talk to you!"
The young man was dumbfounded. After a long while, he suddenly changed his expression and growled in a low voice, "You owe money and you're still so arrogant?"
Qiu Qiaoqiao wasn't afraid of him at all. She said coldly, "Who owes you money? You're not a liar, are you? Or should I call the police and we go to Uncle Hat's place to have a talk?"
After saying that, he took out his phone and pretended to make a call.
The young men looked tense, but they didn't back down: "Fine, fine, go ahead and make the call. The debtor is getting arrogant."
Qiu Qiaoqiao wasn't joking with them; a moment later, the call connected.
"Hello, I need to call the police. Several strangers are harassing my friend outside his house, and I suspect they might be gangsters."
Holy crap—
A few young men took off running.
Don't let their fierce appearance fool you, they're genuinely afraid of Uncle Hat!
Qiu Qiaoqiao turned to look at Zhang Yuan, who was staring at her incredulously, and smiled. Then she heard Zhang Yuan say, "What are they afraid of?"
She had always felt that she was in debt, the one in the wrong. She figured if she called the police, she'd be the one getting punished. But what had just happened left her feeling somewhat incredulous.
Qiu Qiaoqiao went into the house with her. "Don't be fooled by the fact that they work for 'Cat,' they're actually a bunch of rats who can't stand the light of day."
Zhang Yuan seemed thoughtful. She naturally knew what the 'cat' Qiu Qiaoqiao was referring to. She had been terribly tricked by those people. They had claimed to be helping her out of her distress and to solve her immediate problem.
But later, she realized that they just wanted to make her the object of exploitation.
"Thank you, thank you so much. Not only were you willing to help me, but you also helped me drive those people away."
Chen Xiao put down his water glass, making a soft thud on the glass coffee table.
“If you encounter people like this again, just ignore them. If they continue to harass you, call the police.” He paused for a moment, then added, “From now on, you can collect 2 yuan in cash from the foundation every month as a living allowance, okay?”
what--
Zhang Yuan was so surprised that she stood up abruptly!
She hadn't expected such a large sum. Back when President Qiao was alive, the annual allowance was only a few hundred thousand. Now, a foundation was providing such substantial assistance. Furthermore, medical expenses could be reimbursed separately.
"Thank you, thank you—" She didn't know what else to say besides "thank you".
Chen Xiao stood up. "Okay, add her on WeChat. Contact her if you need anything."
Then, she led Zhang Ziqian and Qiu Qiaoqiao downstairs. Zhang Yuan watched them enter the elevator, and only after the elevator doors closed did she slowly turn and go inside. At that moment, Zhang Yuan's energy returned; her previous mental problems seemed to have disappeared. She was no longer lifeless; she showed signs of life.
There were two stacks of 100-yuan bills on the coffee table, totaling 20,000 yuan. Zhang Ziqian happened to have some cash on her, so she gave it to her directly, saving her from having to go to the Junxiao Charity Foundation again this month.
Chen Xiao led the two downstairs, where several short-haired girls pretended to be passersby and provided close protection.
As soon as I stepped out of the building, I saw a group of young people under the shade of a tree ahead, whispering and plotting something.
As Chen Xiao and his group looked at them, they also happened to see them. They instinctively took a few steps back, and then, seeing Chen Xiao and his group walk away, the leader of the group surrounded them again.
Just as the bodyguards were about to step forward, Chen Xiao coughed lightly and waved his hand when no one was looking, signaling them not to worry about it.
Under the clear blue sky, in broad daylight, these people didn't dare to make a move. Besides, even if they did, the bodyguards would have plenty of time to intervene.
"What? Didn't you call the police? I didn't hear Uncle Hat coming over." The leader glanced at Chen Xiao and Zhang Ziqian, surprised by how good-looking they all were. However, he immediately focused his attention on Qiu Qiaoqiao, since she was the one who had spoken up.
Qiu Qiaoqiao smiled disdainfully, "Given how fast you guys ran just now, I was worried the police car wouldn't be able to catch you, so I didn't let you come over. What, you want to see Uncle Hat? Or, shall we go over now?"
The leader, feeling a bit embarrassed by the sarcastic remark, chuckled twice and said, "Do you think we're all easily intimidated? Let me tell you, our big boss has some powerful connections."
The big boss? So that's the behind-the-scenes boss and investor of this debt collection company?
Chen Xiao suddenly became interested, "Tell us, who is your big boss? Let us broaden our horizons!"
These young men were originally just hoodlums. They'd never seen anything like the world. Their debt collection company boss was already a big shot in their eyes, and that big boss was a god-like figure in their boss's eyes. Rumor had it that he could not only control everything in Jiangzhou, but he could do whatever he wanted throughout the country!
Hearing Chen Xiao say this, he said with considerable pride, "Let me tell you, our big boss owns many micro-loan companies and has also invested in numerous nightclubs and bathhouses. Need I say more about his strength?"
Chen Xiao understood what he meant: in these industries, you really can't survive without some connections.
But in his eyes, it was nothing. He casually sneered, "Your boss really has no ambition. He doesn't do any legitimate business and instead engages in these filthy ventures."
"How dare you! Let me tell you, the largest bathhouse in Jiangzhou, [Tianchi Hot Spring], is one of our boss's businesses. It's a project with an investment of nearly 5 million yuan."
"Five hundred million? You'll never see that much money in your lifetime. How dare a good-for-nothing like you talk about our big boss like that? Do you even know what 'loose lips sink ships' means?"
scoundrel?
Chen Xiao's face darkened, and he turned to the bodyguards not far away and said, "Tell him what it means to 'make trouble out of one's mouth'."
After saying that, he said to Zhang Ziqian and Qiu Qiaoqiao, "Let's go first, it's quite hot outside!"
As Chen Xiao spoke to the bodyguards, the young man leading them turned around and saw a blur before he was lifted up.
Before the word "What are you doing?" could even leave his mouth, he was already slapped hard across the face. Before he could even react, he was struck from both sides.
The bodyguards had followed Chen Xiao several times. This was how he dealt with ordinary people—to show them what it meant to "make trouble out of your own mouth."
Chen Xiao didn't bother with the situation at all and strolled away with the two women. Soon, the two bodyguards who had assaulted the man caught up. Chen Xiao glanced back and saw the young man who had led the attack sitting on the ground, wailing loudly!
Having worked as a debt collector for so long, he'd been beaten before, but this was the first time he'd been beaten so badly. What saddened him most was that he'd held grudges against all those who had beaten him before, plotting revenge in the future.
But Chen Xiao was accompanied by bodyguards; he was clearly no ordinary person. Someone like him, who habitually bullies the weak and fears the strong, wouldn't even dare hold a grudge. He figured he'd just wasted his time today!
He still couldn't understand why Zhang Yuan, who knew such powerful people, would still owe money and not pay it back. Was she doing it on purpose? But, it was only 6 yuan borrowed on the Black Cat platform.
Sitting in her Rolls-Royce Phantom, Zhang Ziqian glanced at the information on her phone and exclaimed, "Wow, this [Black Cat Loan Platform] is pretty impressive! Their annual loan disbursement exceeds 1000 billion!"
Chen Xiao frowned: "How many people will this harm? How can this company, with such a small asset size, leverage such a large amount of credit?"
Zhang Ziqian laughed and said, "This isn't lending out their own money; it's all in cooperation with banks. They're essentially a guarantee institution. The banks earn their share of the interest, while the guarantee company bears the risk of bad debts. Of course, this is also extremely profitable!"
Hey--
He sighed, "What a spineless person—"
I don't know if he was referring to these banks or the "Black Cat Loan Platform".
Zhang Ziqian added, "This year, the total amount of online lending across the country reached trillions of yuan. If it were all your own money, who could afford to play this game?"
After saying that, he glanced at Chen Xiao's expression and noticed that he wasn't in a good mood. He immediately joked and added, "Of course, you're an exception, boss. If you're using your own money, you can definitely afford it."
"Me—?" Chen Xiao's voice suddenly rose.
"I don't make money through unethical means. Do you think I'm some kind of landlord like Huang Shiren?"
"My boss is definitely not a landlord like Huang Shiren; you have the heart of a bodhisattva. Alas, it's a pity that there are countless 'white-haired girls' like Zhang Yuan."
Just as Chen Xiao was about to speak, the system suddenly responded:
[Ding—Task Issued]
Task 1: End the business of the [Black Cat Loan Platform] within 3 months.
【任务奖励1:：体质+4耐力+4健康+4敬业值+4】
[Task Reward 2: A reward of 200 billion Huaxia Yuan will be given to the Junxiao Charity Foundation!]
Holy crap, they can even issue tasks here? This system really is all about doing things differently.
However, how can we make the "Black Cat Loan Platform" disappear within three months? The two parties have no competitive or cooperative relationship, and the other party is still operating legally.
Therefore, this reward is great, but it's not easy to get!
Based on the principle that "three cobblers are better than one Zhuge Liang," Chen Xiao posed a crucial question to his two chief secretaries: "How do you think we can shut down the [Black Cat Loan Platform] within three months?"
"."
"."
Zhang Ziqian turned her head, and Qiu Qiaoqiao turned around from the front. The two of them were completely baffled by Chen Xiao's thought process.
"Boss, why are you acting on a whim?"
Chen Xiao scratched his head. "I fucking want to know why the system is acting so impulsively." Such a generous reward is a shame to let go, especially since it's been a long time since he'd had a task to increase his dedication points.
In addition, he had a very bad impression of the Black Cat Loan Platform, which made him interested.
Qiu Qiaoqiao even asked, "Boss, are you standing up for Zhang Yuan?"
Shaking his head, Chen Xiao wasn't some saintly hypocrite. He had already done more than enough for President Qiao's widow.
Zhang Ziqian breathed a sigh of relief: "Thank goodness! I knew you wouldn't be such a pushover!"
Chen Xiao glared at him: "I think you need to be taught a lesson!"
Zhang Ziqian shrank her neck and stuck out her tongue, indicating that she was very scared!
This girl is really spoiled by me. I was just about to teach him a lesson when the system notified me again, and my attention was immediately drawn to it:
[Ding~ Task issued!]
Chen Xiao was taken aback. Had the system lag? Why was a task being sent out twice? Was it copied and pasted?
But upon closer inspection, he exclaimed in surprise, for it was a new task:
Task objective: Close [Tianchi Hot Spring] for rectification.
[Task Rewards: Constitution +2, Stamina +2, Dedication +2]
I go--
This system hasn't given out tasks in ages, and today it not only gave them out, but two at once?
It's like having constipation and then suddenly taking a laxative, resulting in a severe bowel movement.
"Turn around and head to [Tianchi Hot Spring]," he instructed the driver. Then he said to Zhang Ziqian, "I'll take you two to the hot spring—"
what--
Zhang Ziqian was truly exasperated by his thought process. What kind of hot springs are there in Jiangzhou? They're basically bathhouses. What's the point of soaking in those? The environment is a world apart from the hot springs on the 28th floor of the Junxiao Lakeside CBD Center.
Zhang Ziqian disliked going to those kinds of public places, not only now, but even before.
However, Chen Xiao seemed very insistent, so she had no choice but to accompany him despite the danger!
At this moment, Qiu Qiaoqiao suddenly spoke up, "Boss, I have some ideas about the [Black Cat Loan Platform] you mentioned."
Oh?
Chen Xiao's eyes lit up, "You said—"
He was quite familiar with Qiu Qiaoqiao and knew that she was very intelligent, so he had high hopes for her at this moment.
"Boss, the foundation for Black Cat Loan Platform's mortgages lies with those partner banks. Can you cut off their funding source from that?" (End of Chapter)