: Loans for Schooling

Federal Calendar Year 187, Daxia, Dongshan Province, Bocheng

The sky was a clear, bright blue, and the sun was blazing. Even though it was just the start of the new school year in September, the heat and humidity still enveloped the entire city.

At Yan'an No. 7 Middle School, in the sixth class of the senior martial arts class, the classroom walls are covered with slogans such as "Raise your score by one point, and you'll defeat a thousand people!" and "The outcome is still uncertain; we could all be dark horses." The countdown clock on the right side of the blackboard has already flipped to "271 days."

On the podium, a middle-aged male teacher, dressed in black leather sandals, blue socks, gray trousers, and a polo shirt, took a large gulp of tea, spat the tea leaves back into the teacup, and continued to recount the new calendar history after the Great Cataclysm with great enthusiasm:

"In the first year of the new calendar, a strange tidal phenomenon emerged in the universe, causing drastic changes to the entire blue planet. The surface area expanded several times, and plants and animals grew and mutated wildly. At the same time, spatial rifts connecting to other worlds continued to appear in various parts of the planet."

"Scientists at the time discovered a peculiar energy on Earth, which made many ancient martial arts practitioners incredibly powerful, like superhumans. The official term for this energy was spiritual power."

"But along with the spiritual power appeared the fish-men who could stir up tsunamis thousands of meters high, the blood-red giant Kun that roamed the sky and was 2,500 meters long, and all sorts of incredible, mythical creatures emerged from them. Among them, the powerful ones were even difficult to kill with missiles and electromagnetic weapons... These mythical creatures directly caused the greatest disaster in human history."

"At that time, the number of humans on Earth had dwindled sharply, plunging the entire human civilization into crisis. It was our Yan Sheng, the first martial saint of mankind, who emerged out of nowhere and killed three emperor-level mythical creatures in a single day, thus saving the collapsing edifice of human civilization."

"Following this, the martial arts cultivation methods promulgated by the Flame Saint laid a solid foundation for the subsequent development of martial arts civilization. This resulted in the birth of six Saints within the Federation over the next 180 years, allowing humanity to barely maintain a balance with the mythical world..."

It's currently the first round of academic review for senior high school students, and most of the students in the martial arts class are already very familiar with the knowledge points they memorized in their first year of high school or even during the middle school entrance exam. As a result, they are somewhat inattentive when listening to the lectures. A few girls who love beauty even took out small mirrors from their drawers and secretly looked at themselves.

Only the handsome boy in the last row of the classroom listened to the bizarre words on the podium. He first showed a confused and surprised look, and then lowered his head like the other students, as if he was also daydreaming.

After a long while, Li Xijun, having fully digested all the memories, confirmed one fact:

He crossed!

Thank God, he had just made a fortune in the stock market and finally achieved financial freedom. He was browsing a real estate app in his rented apartment when he inexplicably time-traveled.

Or perhaps you transmigrate into this martial arts world and inhabit the body of someone with the same name and appearance as you, who is also an orphan and has taken out loans to go to school!

"My thirty million!"

"My money!"

"Now look what happened, I'm a penniless wretch who owes the bank hundreds of thousands!"

Thinking of this, Li Xijun couldn't help but sigh inwardly, after all, the situation of "himself" in this world was really not good.

As the teacher said before, this is a world of martial arts. Because of the threat from the mythological world, martial artists with extraordinary power are the absolute rulers of the entire human society.

The original owner, who had always hoped to become a martial artist, was quite ambitious. He was admitted to the prestigious No. 7 Middle School and, in the first month of his freshman year, when he came into contact with martial arts, he was among the top 30 out of more than 3,000 students in his grade to cultivate his Qi and Blood, and was rewarded with Qi and Blood potions.

Unfortunately, while talent is important in martial arts training, resources are even more important!

In the early stages of his martial arts training in his first year of high school, the original owner was considered one of the best. However, as time went on, by the second semester of his first year, his disadvantage as an orphan became obvious.

After completing their cultivation, others can consume a high-end nutritional meal worth 200 yuan to replenish their nutrients, enhance their cultivation efficiency through qi and blood-activating medicines, hire private instructors for extra lessons, undergo advanced physical therapy to fully relax their tired and injured bodies, and maintain a perfect cultivation state through meditation classes...

The original owner, however, could do nothing but get up early and go to bed late every day to practice martial arts desperately, and work part-time to earn money to eat nutritious meals in an attempt to maintain his position at the top of his grade.

The final result... was, unsurprisingly, a failure.

Not only did the original owner fail to maintain her progress, but she also fell ill due to overworking herself and spent several weeks in the hospital. The money she earned from part-time jobs wasn't even enough to cover her medical expenses.

The original owner, who was lying in the hospital bed at the time, watched as his martial arts stagnated due to the hidden injuries caused by excessive training, and his ranking in the grade dropped to more than 1,700.

Then, thinking about the upcoming second year of high school, if he fails the selection test for the academic and martial arts stream at the end of the first semester of his second year, he will never be able to pursue martial arts again and will be an ordinary person who can only wait to die in the face of sudden disasters... So he gritted his teeth and applied for a martial arts loan from the official bank to gamble on the front line!

The details of martial arts loans are actually quite simple:

The bank will provide the original high school student with an interest-free loan of 20,000 yuan per month for three years, totaling 720,000 yuan.

However, those who request to receive the martial arts betting loan must either become a martial artist or pass the entrance exam for one of the thirty-three martial arts universities in the country after three years; otherwise, they will be forced to work as frontline workers against the mythical world.

While the frontline personnel here are most likely to be civil engineers in bases near the mythical world rift, doing things like circuit construction and maintenance, as well as transportation, it's very unlikely they are combat support personnel wielding knives.

Even so, as the front line against the mythical world, a considerable number of staff members die there every year, making it one of the most dangerous places on the planet.

However, in order to continue his martial arts training, the original owner still chose to gamble everything.

After that, he first paid the fees to repair his injuries, enrolled in meditation classes to restore his mental state, and then bought nutritional meals and qi and blood medicine to study and practice diligently. Sure enough, he passed the college entrance examination for the division between academic and martial arts majors in the second year of high school.

By the time he started his senior year of high school, he had climbed back to the middle to upper level of 240th place in the martial arts class at No. 7 Middle School.

However, there is still a long way to go before they can break into one of the only thirty-three martial arts high schools in the country. After all, even the No. 7 Middle School, a key high school, only sends about 150 to 160 students to martial arts high schools each year.

"Overall, if we make the most of this year and maintain our previous level of diligence, it's still very possible to break through the entrance requirements for the Martial Arts University... well, barring any unforeseen circumstances!"

After accepting all of her memories of this world, Li Xijun encouraged herself and built up her confidence.

At that moment, a series of hurried and heavy footsteps suddenly echoed down the corridor. They quickly arrived at the classroom door of Class 6, Grade 12, and pushed the door open. Before Li Xijun could even look up, she heard a booming voice:

"The math teacher for the next class and the biology teacher for the next two classes are sick, and you, Teacher Zhang, are sick too."

After the tall, robust teacher finished speaking, before the history teacher on the podium could speak, he turned his gaze to the somewhat drowsy students in the class and continued:

"Everyone in the martial arts class, go to the martial arts classroom and practice stance training for an hour to clear your heads!"

"Teacher, I need to go to a short meeting. When I get back, I have some amazing news to tell you!"