Chapter 2357
Don't Be Greedy
Lou Xiao'e patiently and meticulously explained to her son how she planned to operate in the financial market.
A $100 million foreign exchange swap was not her ultimate goal.
According to experts, Lou Xiao'e's 100 million US dollars could be exchanged for 24 billion Japanese yen.
Then, by purchasing Xiao Rizi's government bonds and depositing these 240 billion yuan in Xiao Rizi Trust Bank, one can pledge them to obtain 70-80 billion yuan in low-interest loans.
Use this money to buy convertible bonds of a top-tier conglomerate.
The annualized return on this can be around 15% to 20%.
The key point is that in the current upward cycle of the Japanese yen, this investment portfolio is guaranteed to make a profit.
When the Japanese yen appreciates and its value becomes public knowledge, that's when you'll truly make money.
For every 10% appreciation of the Japanese yen, Lou Xiao'e's assets, when calculated in US dollars, would also appreciate by 10%.
The key point is that this calculation is not based on 24 billion yen, but on the money she borrowed, plus the appreciation of the 24 billion yen in government bonds she originally pledged.
In short, Lou Xiao'e used 100 million US dollars to exchange for assets worth over 100 billion Japanese yen, waiting for them to appreciate in value.
This time, Lou Xiao'e didn't completely listen to He Yuzhu.
In fact, she followed the professional design for this investment, dividing it into three stages.
The above describes the first two stages.
Finally, there's the matter of exiting at the peak, tax avoidance, and converting profits into US dollars for further distribution.
Lou Xiao'e is now convinced of one thing.
The Japanese sword will definitely appreciate in value, a fact that He Yuzhu personally assured her.
As long as this condition is met, her investment portfolio will not lose.
According to calculations by professionals.
If the Japanese yen can rise to 150 yen to one US dollar, as some institutions predict.
Then Lou Xiao'e's 100 million US dollars will become at least 700 to 800 million.
This is the net value, including all taxes and transfer fees.
And this is still a conservative approach.
According to some radical experts, this investment could theoretically grow to over three billion US dollars once the bubble bursts.
Even with a conservative estimate, it's worth taking the gamble for Lou Xiao'e.
He Xinghua actually knows more about this than Lou Xiao'e.
He didn't give his answer immediately, but thought about it for a moment before asking, "Mom,"
If the Japanese yen is confirmed to appreciate in value, then we can go all in.
Those Japanese swords that were mortgaged, and the assets purchased with them, can be mortgaged a second time...
Lou Xiao'e shook her head, not because He Xinghua was wrong.
According to He Xinghua's logic, she could engage in an endless cycle of mortgaging, purchasing, and then mortgaging again.
Theoretically, it's not impossible to even buy out the entire "little life" (referring to a specific type of household).
But there is a major problem here.
One is interest, and the other is cashing out.
In fact, what He Xinghua was talking about was that kind of radical strategy.
Currently in Ameryka, numerous economic research institutes have developed countless mathematical models.
Their approach is far more radical than Lou Xiao'e's. Right now, those capitalists are lobbying the Armaerika government, forcing the local currency to appreciate.
Lou Xiao'e chuckled and said, "This is what your father was most worried about."
Xinghua, in the business world, the hardest thing is knowing when to stop while you're ahead.
One should never be a slave to money, but rather its master.
Don't let it control your desires and push you forward. You need to understand that our family is not an América conglomerate.
If we really amass a huge fortune, then our family will be in the most dangerous situation.
Do you think that makes sense?
Upon hearing this, He Xinghua couldn't help but blush with shame.
He understood all these principles, but just now he couldn't help but show off his cleverness in front of his mother and Carol Chu.
"Besides, Mom doesn't care about this hundred million, nor does she care whether you've earned seven or eight hundred million, or even several billion."
What Mom cares about is whether you can learn anything in this cycle.
Can it bring about a qualitative change in your life?
That's what Mom cares about most.
To Zhu Liqian, Lou Xiao'e is now as great as a saint.
Zhu Liqian secretly stuck out her tongue at He Xinghua, making the gesture of "idiot" in her hand.
During a casual chat with her family, Lou Xiao'e decided on a big business deal with an investment of over 100 million yuan, which could span three to five years.
When she was peeking at He Yuzhu cooking from the kitchen doorway back then, she could never have imagined this scene today.
In fact, besides her daily life, she also has a tough battle to fight on Hong Kong Island.
The stock and property markets in Hong Kong Island are currently in a downward phase following a collapse.
The Hong Kong government announces new policies every now and then, and then capital enters the market and drives up prices.
Once the people of Hong Kong Island regain their confidence and follow suit, a new round of price drops will immediately follow.
To put it bluntly, it's just a series of rounds of exploiting Hong Kong investors.
A powerful figure in the Hong Kong government approached Lou Xiao'e and her colleagues, asking them to "rescue the market."
However, Lou Xiao'e used delaying tactics to thwart her plan.
The reason is quite simple: Lou Xiao'e had previously purchased a property in Hong Kong Island for 300 million, and then had to pay tens of millions more in taxes and various outstanding debts.
Lou Xiao'e can now tell the Hong Kong government that she has no money left.
She is well aware of what the Hong Kong government is doing in cooperation with capital.
Don't even mention that these people are afraid that foreign capitalists will trick them into coming out and end up exploiting them.
Even if it were a sure-fire way to make money, Lou Xiao'e couldn't bring herself to wield a sickle against local Hong Kong investors.
This is different from the case of Mr. C defrauding tens of thousands of investors in Hong Kong.
After all, even if Lou Xiao'e hadn't intercepted the deal, those who invested in Jianing Company's stock would have already lost everything after Mr. C transferred his assets.
In other words, if Lou Xiao'e hadn't stepped in to intercept them, those people could have continued to dream for a few more days.
Then, when Mr. C actually ran away, those people found out they were bankrupt.
Lou Xiao'e's act of intercepting the deal was simply to let those people know sooner that she was 'dead'.
It's that simple.
It all started with the scheme set up by Mr. C.
Of those who got involved, only a few lucky ones managed to escape beforehand.
The fates of the others are already sealed.
That's how ruthless the capital market is.
Big fish eat little fish, but behind the big fish are even bigger fish, eyeing her covetously.
Lou Xiao'e and her team will definitely be involved in saving the market in the future.
However, they had to time it right. When they went in again, they were aiming for 'a certain bank'.
By then, they will no longer be considered speculators.
Instead, as the masters of Hong Kong Island, they used the tentacles extending from a certain person to keep the island's economy under their own control. (End of Chapter)