Chapter 2449
The word "love" is the most tormenting.
Lou Xiao'e's plan this time was very ambitious, and the plan she set for a certain bank was zero risk.
She also set up a three-tier architecture for the cooperation plan.
The first layer is that she took out a loan from a certain company and continued to invest it in the Xiaorizi market.
And Feng must give her a low interest rate.
This kind of thing is not good for Moufeng.
But Lou Xiao'e brought it up directly, and Mou Feng agreed.
Because the entity that Lou Xiao'e proposed the loan for was not the He Group.
Instead, it was a company she set up specifically for investing in convertible bonds during her personal life.
If a certain company provides one hundred million US dollars, it can monitor all of Lou Xiao'e's operations.
This can be seen as providing an extra layer of insurance for the cooperation between the two parties.
This also prevented Lou Xiao'e from feeling she had earned enough money and leaving, leaving Mou Feng behind to take the blame.
The key points are still the second and third layers of the structure. The second is that both parties jointly invest in the establishment of an offshore fund.
This fund secured a loan of one billion US dollars from a certain company by using several valuable companies under the Ho Group as collateral.
Then, they invested in small-scale investments, borrowing nearly 300 billion yen from long-term credit banks to continue buying up convertible bonds of small-scale electronics, automobiles, and real estate companies.
The key issue lies in the profit distribution. One company takes 60%, while the other only takes 40%. With the yen appreciating by more than 20%, the profits are split 50/50 among the companies...
In other words, Lou Xiao'e used her own assets as collateral for a loan, and even after making money, she still had to share it with the bank.
The bank takes no responsibility whatsoever for the losses.
Of course, this fund also includes investments from other big names, such as the Huo family and the Guo family from Malaysia.
As the scale expands, the total could reach as high as 600 billion yen.
This was also the first time Lou Xiao'e had been in charge of such a large operation, and she was filled with anxiety.
Of course, the third-layer architecture is a bit disgusting.
Lou Xiao'e plans to contact several wealthy families and then list the convertible bonds they purchased in Xiao Rizi on Hong Kong Island through a certain bank.
They are shifting the risk onto retail investors in Hong Kong.
Of these, Feng made a 30% profit.
One is the loan interest, another is the fund dividends, and the third is the distribution commission when the packaged assets are listed.
The key is that this way of playing is stable!
With big names like Lou Xiao'e and HUO as initiators, wouldn't retail investors in Hong Kong Island rush to buy?
If the Japanese dollar appreciates by more than 20% within three to five years, just as Lou Xiao'e and her colleagues predicted.
That would naturally be a win-win situation for all three parties.
A certain Feng made a lot of money, and Lou Xiao'e and others also made a fortune, and retail investors could also get a share of the profits.
However, if the Japanese yen depreciates, a certain company will not lose a penny and can even earn some interest and sales commissions.
Lou Xiao'e, on the other hand, is about to ruin her reputation for being invincible.
And they will lose a lot of money.
Of course, the ones who ultimately suffer are the retail investors.
This time, Lou Xiao'e risked her good reputation, built up over nearly twenty years.
All of this was done to give people of the same skin color as her a voice in a certain bank.
It seems like a very bad deal.
Lou Xiao'e chuckled and shook her head, saying, "I believe your brother. He said the Japanese sword will definitely appreciate in value, and I'm willing to take the gamble this time."
Guo Shumiao was speechless upon hearing this.
This phrase seems to have a magical power; whenever Lou Xiao'e faces a critical juncture, as long as she utters this phrase, the result is always success.
Lou Xiao'e becomes the richest woman in Hong Kong Island.
It was accompanied by this sentence.
If this plan succeeds, she will become the undisputed richest woman in Hong Kong.
Even throughout Asia, she will be among the top in terms of family wealth.
"That's not worth it, the risk is too great, and Xiao Zi isn't stupid," Guo Shumiao still advised.
Lou Xiao'e shrugged and said, "Sister, our family is short of money."
"Huh?" Guo Shumiao asked in surprise. Lou Xiao'e is no longer the richest person in Hong Kong.
As far as she knew, Lou Xiao'e wasn't the richest.
But Lou Xiao'e is definitely the one with the most abundant cash flow.
Putting everything else aside, ever since Xiao Ri Zi (Xiao Ri Zi) had a breakout in gaming...
Tanya's arcade business is now making a fortune.
Some arcade games have now entered the mainland via waterways.
The other businesses are also basically like cash cows.
In the past two years, the Ho Group has incurred some negligible losses in the real estate sector due to prevailing trends.
But Lou Xiao'e said she was short of money, which is probably the biggest joke in Hong Kong.
"...Your brother said that the mainland's bid for the Asian Games will definitely be successful this time."
What followed was large-scale construction.
That's at least a multi-billion dollar investment.
Let's not mince words here; one aspect is to help the higher-ups absorb some of the economic pressure when necessary.
Furthermore, I believe in the economic development trend in mainland China.
It will definitely get better and better.
Our current investment will inevitably yield tenfold or even a hundredfold return in the future.
So, what do you think, should our family get involved in this?
América's computers and network technology are facing a potential explosion.
The more money you invest now, the brighter the future will be.
We also need to think about the layout of our home.
And the development of those cities that were reformed and opened up.
You've seen the speed of development in recent years.
The real estate and other light industrial production sectors over there have already been opened up.
Should we try to earn this money?
Each and every case involved hundreds of millions of dollars.
Your brother said that the next twenty or thirty years will be the best time for traditional businessmen to develop.
If our family can seize this opportunity, becoming the richest person in Asia shouldn't be a problem.
When I'm seventy, I'll leave this fortune to Xinghua and the others.
It's not in vain that I've come into this world.
"Shumiao, when the time comes, could I be buried next to your brother as his lawfully wedded wife?"
"Huh?..." Lou Xiao'e changed the subject so quickly that Guo Shumiao was quite shocked.
She stared blankly at Lou Xiao'e, only to see Lou Xiao'e looking at her expectantly with sincere eyes.
Time stood still at that moment.
Lou Xiao'e's mouth stretched wider and wider until she finally covered her mouth and burst into laughter.
She laughed so wildly that tears streamed down her face.
After she finished laughing, she wiped her eyes and said, "That bastard, I've been screwed over by him my whole life."
Guo Shumiao really didn't know if this "sister-in-law" was cursing her brother.
Anyway, she just pretended it wasn't true.
However, if she were in Lou Xiao'e's shoes, she would probably feel very wronged.
Lou Xiao'e has clearly become the number one woman in Hong Kong.
As a result, she doesn't even have the title of a formal wife now.
If He Yuzhu's first wife dies, both she and Liu Ting are women He Yuzhu married later.
Lou Xiao'e could still use the lie of being a concubine to hypnotize herself.
But Liu Ting is the legal wife, and she's alive and well.
This means that Lou Xiao'e will never get the position she wants.
She naturally harbored some delusions, such as plotting some unexpected acts of malice against Liu Ting. (End of Chapter)