Chapter 1540
The situation is stronger than people
Chapter 1540 The situation is stronger than people
Haihan's strategy of integrating the local financial industry is nothing new. It's just an old routine of dividing the opponent's camp and adding threats and lures. It may not have such a good effect in the general environment of other industries.But because Haihan's strength in the financial field is really strong, big enough to prevent the local bank bosses from thinking about confrontation, plus Cai Jinmei's first-person presence, and He Tinggui's timely help, Only then will this group of people be silent, they can only keep their dissatisfaction and doubts in their hearts, and dare not express them in front of Cai Jinmei.
He Tinggui had blatantly sided with the Haihan camp, and followed Cai Jinmei to sign a cooperation agreement.The rest of the group of people in the room looked at each other, and finally they all looked at the local industry leader, Jin Mingfa, the owner of Xinlonghao Bank, waiting for him to give everyone an idea.
Jin Mingfa was also bitter. If he had known that He Tinggui had secretly joined Haihan, why would he stand up and act as a negative example.Just now, I was thinking of trying to win some favorable conditions for my local counterparts, and at the same time solidify my image as the leader in the industry, so I came forward to bargain with the Haihan people.But once there are traitors in this fragile offensive and defensive alliance, it will be an irreparable situation.He Tinggui acted in such a way that he picked himself out, but he made Jin Ming miserable. He didn't need to ask, he knew that his image in Cai Jinmei's mind must be extremely negative.
Personal image is a small matter, but if it affects the future business prospects of Xinlong, this possibility makes Jin Mingfa very nervous.What he wants to fight for is better and more secure cooperation conditions, not a situation that the Haihan people regard as their opposition.He also knew that he was not enough to fight against Haihan Bank. If he was really regarded as a stumbling block, then Xinlonghao could only ask for luck in the future.
Jin Mingfa filtered the backers he could contact in his mind in a short period of time, and found that probably none of them were very useful.Haihan's boss in Zhejiang is related to Qu Yutong, the prefect of Ningbo. will make the problem worse.
Jin Mingfa sighed and said, "Everyone, the current situation... I'm afraid it's out of control. I think it's better to follow the wishes of the Haihan people and do as they say!"
After Jin Mingfa thought about it, the desire to survive finally prevailed.If we follow the wishes of the Haihan people, at least we can survive for a while. During this buffer period, we can think of ways to find other ways to solve the problem.But if he continues to disobey Hai Han, the opponent's next move will be beyond his ability to handle, and he will die hard in minutes.
Seeing that Jin Mingfa was so frustrated, everyone knew that even if they had any objections, they knew that it would be difficult for them to find companions to fight against Haihan's plan.Immediately, Jin Mingfa called the waiter outside the door to come in, and asked him to inform Cai Jinmei that he had already figured it out, and from now on, the local bank would follow the example of Haihan Bank.
Cai Jinmei and Shi Diwen were drinking tea in another courtyard at this time. Cai Jinmei had already made a very clear judgment on the possible reactions of the local bank operators. The control of the management is given to Haihan, but in order to keep their bank alive, they will definitely choose to compromise in the end.
"If someone is still stiff-necked and refuses to submit, then I might as well send someone to chop off his head. Sometimes it is better to use the method of killing chickens and monkeys, which is more effective than saying [-] good words." Shi Di Wen tapped lightly on the table with his fingers, and in a very calm tone persuaded Cai Jinmei not to be stubborn and use a relatively gentle method to force these bank bosses to submit.
Although Cai Jinmei is a woman, she is also a very confident and assertive person. If not, Schneider would not have supported her to the current high position in charge of Haihan's financial affairs.Regarding Shi Diwen's persuasion, Cai Jinmei still insisted on her own opinion: "If the Ministry of Finance of Haihan also uses the method of killing and killing, what is the difference with the Ministry of Security and the Ministry of National Defense? I think it is wrong, General Shi There is no need to persuade them anymore. If you can’t even take down these bank bosses in Ningbo Prefecture, then there is no need to talk about integrating industry standards. Even if they refuse to submit, I can still deal with them without using knives or guns.”
Shi Diwen shrugged and said: "Well, you are the expert in this field, so of course I will listen to you. If you need my cooperation, please tell me directly."
The two chatted for a while, and then someone came to report that the bank bosses had given in and expressed their willingness to sign a cooperation agreement with Haihan Bank.Cai Jinmei winked triumphantly at Shi Diwen, and Shi Diwen also arched his hands quite generously to express his admiration.After all, there is no way to use force. Since Cai Jinmei's method can subdue these people, Shi Diwen is not a bloodthirsty person, not to mention that each of these bank bosses has a lot of public money in their hands. The chaos in Ningbo market is not what Hai Han expected to see.
The stability of Daming's social order means, for Haihan, the stability of the sales market and the supply of raw materials, and the stability of the financial market is one of the necessary conditions for maintaining social stability.What Cai Jinmei said to the bank bosses before was actually somewhat exaggerated, and these people were not in the mood to slowly consider whether they could really take some more radical measures from the standpoint of the Haihan people. Measures to unify industry operating standards.
Cai Jinmei only came to Ningbo for half a day to settle the local financial industry. This speed is even shorter than the time Shi Diwen spent talking with the transportation operators a few days ago.Although there are some specific differences in the conditions of the two industries, Shi Diwen still expressed his admiration for Cai Jinmei's professional ability and accurate judgment.He had to admit that Cai Jinmei, as one of the few high-ranking female officials in the Haihan officialdom, was indeed outstanding in her profession.
However, the process of signing the cooperation agreement is not simple. Due to the special nature of the financial industry, this cooperation agreement has very detailed regulations on details, so that the text of the entire agreement is as many as tens of thousands of words.Naturally, the bank bosses, who already had doubts about this form of cooperation, would not just sign their names casually. It would be the next day after they slowly deciphered the agreement.
After Haihan Bank and local banks unify their operating standards, in addition to the common deposit and withdrawal business of Daming Official Bank and Haihan banknotes in the future, these banks will gradually follow Haihan Bank to open various financial services.Cai Jinmei originally intended to promote high-end businesses such as securities and futures in Daming, but Schneider believed that Daming’s financial market was far from mature and regulated, and promoting these businesses would have certain operational risks, so she still did not agree Cai Jinmei's proposal.
But generally speaking, this operation of Haihan Bank in Ningbo can be regarded as quite successful. It hardly encountered any decent resistance, and all these banks bowed their heads.When the results here are reported back to Sanya, Cai Jinmei will inevitably be credited.
And in this process, He Tinggui, who should have made great contributions in Haihan, will naturally be rewarded accordingly.Since the second day of the meeting, Hexinghao Bank, which he runs, has put up the signboard of "Designated Cooperating Bank of Haihan Bank" in the store, and has started to provide universal deposit and withdrawal to all customers who hold Haihan banknotes or checks. business.In terms of starting, his step is at least one or two months faster than his local counterparts. As for how much business advantage this leading time can give him, it depends on the individual's ability.
Haihan met with big figures in various industries with great fanfare in the Ningbo mansion. Naturally, this kind of thing cannot be hidden from the eyes of those who are interested.Coupled with the fact that the participants leaked information to the outside world intentionally or unintentionally, the matter of the upcoming establishment of diplomatic relations between the two countries was finally brought to the table.With his own layout already in place, Haihan certainly didn't mind making this matter public a while earlier.
The news that Daming and Haihan are about to establish diplomatic relations and open trade in coastal state capitals is released. The most affected are merchants and workshops that produce various products for export to Haihan.The big and famous merchants in Ningbo Mansion have already got the news in advance and have reached some agreements with Haihan, but ordinary small merchants don’t have such sensitive channels for news. When this news appears on the market, the new The right to speak in the industry has already been grasped by a few big households, and even directly held by Haihan.And these small-scale merchants can basically only follow the trend of the market, and they don't even have the right to price the goods in their own hands.
For example, the cost of shipping from Zhoushan Port to various state capitals in Zhejiang has begun to change from the different quotations quoted by different shipping companies earlier to the standardization that is being promoted today.For dry bulk cargo, containerized cargo, and passenger transport, the price standard set by Haihan began to be implemented.And those small ship owners who still go their own way suddenly discovered that several local large-scale shipping companies and carriage companies seem to have agreed to deliver goods according to a unified price standard, and the transport companies that are not in this system , the cost of water and land transshipment will be significantly higher.If you want to reduce the transportation cost, you can only join the Ningbo Transportation Industry Guild led by Haihan.
Naturally, Haihan's management of guilds will not completely continue the dross of feudal guilds, but has added a large number of management methods for enterprises and institutions, operating guilds as a serious industry, and regularly Carry out assessment and review to eliminate those unqualified operators.The industry standards formulated by Haihan are also promoted to various merchants in the industry through guilds like this.
Although this form seems a bit old-fashioned, after adding the fresh ideas brought by Haihan, the role of the guild is very obvious.As for those who have not joined the guild, the coercive effect of the guild is also very effective, especially in the financial industry. As long as the Hexinghao family declares that they will follow Haihan, if one point is broken, the whole line is broken. Others All banks can only follow up, otherwise they will be stepped on by Hexinghao.
Although the rumors have been raging among the people, the Ningbo government government has not made any statement on the rumors, neither clarifying nor investigating the source of the rumors.Many people regard the government's attitude as acquiescence, so more and more people have confirmed that the establishment of diplomatic relations between the two countries is imminent, and many people are aware of the business opportunities involved.A few days ago, the industry operating standards that were carefully guarded against or even contradicted by big businessmen quickly became the target of imitation after the news spread.
Some merchants with a relatively small business scale see very clearly that it is difficult for them to gain any advantage in the market to compete with those big merchants who control the right to speak and even the pricing power to trade with Haihan.But if they can follow in Haihan's footsteps, perhaps the establishment of diplomatic relations between the two countries this time is an opportunity for them to squeeze into this trade circle.
For this situation, Haihan is naturally very encouraging. The competition among merchants in Ming Dynasty is fierce, so Haihan can have more choices and lower operating costs.Moreover, after the members of the trade circle expand, Haihan can also select more suitable targets for support, and train them to be Haihan's spokespersons for interests at all levels in Daming.
"According to the statistics of the Ministry of Commerce, the number of merchant ships arriving at Zhoushan Dinghai Port in July increased by 63 compared with the previous month, and an increase of 140 compared with last year. In July, the import trade volume of Zhoushan Port was more than 42 yuan, and the export trade volume was 71 yuan. More than one thousand yuan, the trade surplus has increased by 50.00% compared with the same period last year. Two..."
While Shi Diwen was listening to the secretary read the report, he was also writing and drawing on the paper with a pen in one hand.He is actually not sensitive to these data, so he needs to listen and write at the same time to deepen his memory.The operating conditions of Zhoushan Port have improved significantly in the past year. Part of the reason is that Shi Diwen is getting better at his job, and part of the reason is that Haihan has increased the scale of material procurement and sales in Zhejiang. , leading to a significant increase in trade volume.And recently added the great good news boosted by the construction and transportation business of the two countries, so the paper data looks quite gratifying.
But Shi Diwen was not dazzled by these beautiful figures on paper. As a pragmatic local official, he knew very well that although the trade volume in Zhejiang was not small, there were still various problems.The two ports of Dinghai and Shipu have not yet completed all the port engineering construction, and Haihan's self-hematopoietic ability in Zhejiang is still an obvious defect. There is almost no manufacturing industry other than shipbuilding. This is why Shi Diwen has been working hard. Focus on solving problems.
(End of this chapter)
Haihan's strategy of integrating the local financial industry is nothing new. It's just an old routine of dividing the opponent's camp and adding threats and lures. It may not have such a good effect in the general environment of other industries.But because Haihan's strength in the financial field is really strong, big enough to prevent the local bank bosses from thinking about confrontation, plus Cai Jinmei's first-person presence, and He Tinggui's timely help, Only then will this group of people be silent, they can only keep their dissatisfaction and doubts in their hearts, and dare not express them in front of Cai Jinmei.
He Tinggui had blatantly sided with the Haihan camp, and followed Cai Jinmei to sign a cooperation agreement.The rest of the group of people in the room looked at each other, and finally they all looked at the local industry leader, Jin Mingfa, the owner of Xinlonghao Bank, waiting for him to give everyone an idea.
Jin Mingfa was also bitter. If he had known that He Tinggui had secretly joined Haihan, why would he stand up and act as a negative example.Just now, I was thinking of trying to win some favorable conditions for my local counterparts, and at the same time solidify my image as the leader in the industry, so I came forward to bargain with the Haihan people.But once there are traitors in this fragile offensive and defensive alliance, it will be an irreparable situation.He Tinggui acted in such a way that he picked himself out, but he made Jin Ming miserable. He didn't need to ask, he knew that his image in Cai Jinmei's mind must be extremely negative.
Personal image is a small matter, but if it affects the future business prospects of Xinlong, this possibility makes Jin Mingfa very nervous.What he wants to fight for is better and more secure cooperation conditions, not a situation that the Haihan people regard as their opposition.He also knew that he was not enough to fight against Haihan Bank. If he was really regarded as a stumbling block, then Xinlonghao could only ask for luck in the future.
Jin Mingfa filtered the backers he could contact in his mind in a short period of time, and found that probably none of them were very useful.Haihan's boss in Zhejiang is related to Qu Yutong, the prefect of Ningbo. will make the problem worse.
Jin Mingfa sighed and said, "Everyone, the current situation... I'm afraid it's out of control. I think it's better to follow the wishes of the Haihan people and do as they say!"
After Jin Mingfa thought about it, the desire to survive finally prevailed.If we follow the wishes of the Haihan people, at least we can survive for a while. During this buffer period, we can think of ways to find other ways to solve the problem.But if he continues to disobey Hai Han, the opponent's next move will be beyond his ability to handle, and he will die hard in minutes.
Seeing that Jin Mingfa was so frustrated, everyone knew that even if they had any objections, they knew that it would be difficult for them to find companions to fight against Haihan's plan.Immediately, Jin Mingfa called the waiter outside the door to come in, and asked him to inform Cai Jinmei that he had already figured it out, and from now on, the local bank would follow the example of Haihan Bank.
Cai Jinmei and Shi Diwen were drinking tea in another courtyard at this time. Cai Jinmei had already made a very clear judgment on the possible reactions of the local bank operators. The control of the management is given to Haihan, but in order to keep their bank alive, they will definitely choose to compromise in the end.
"If someone is still stiff-necked and refuses to submit, then I might as well send someone to chop off his head. Sometimes it is better to use the method of killing chickens and monkeys, which is more effective than saying [-] good words." Shi Di Wen tapped lightly on the table with his fingers, and in a very calm tone persuaded Cai Jinmei not to be stubborn and use a relatively gentle method to force these bank bosses to submit.
Although Cai Jinmei is a woman, she is also a very confident and assertive person. If not, Schneider would not have supported her to the current high position in charge of Haihan's financial affairs.Regarding Shi Diwen's persuasion, Cai Jinmei still insisted on her own opinion: "If the Ministry of Finance of Haihan also uses the method of killing and killing, what is the difference with the Ministry of Security and the Ministry of National Defense? I think it is wrong, General Shi There is no need to persuade them anymore. If you can’t even take down these bank bosses in Ningbo Prefecture, then there is no need to talk about integrating industry standards. Even if they refuse to submit, I can still deal with them without using knives or guns.”
Shi Diwen shrugged and said: "Well, you are the expert in this field, so of course I will listen to you. If you need my cooperation, please tell me directly."
The two chatted for a while, and then someone came to report that the bank bosses had given in and expressed their willingness to sign a cooperation agreement with Haihan Bank.Cai Jinmei winked triumphantly at Shi Diwen, and Shi Diwen also arched his hands quite generously to express his admiration.After all, there is no way to use force. Since Cai Jinmei's method can subdue these people, Shi Diwen is not a bloodthirsty person, not to mention that each of these bank bosses has a lot of public money in their hands. The chaos in Ningbo market is not what Hai Han expected to see.
The stability of Daming's social order means, for Haihan, the stability of the sales market and the supply of raw materials, and the stability of the financial market is one of the necessary conditions for maintaining social stability.What Cai Jinmei said to the bank bosses before was actually somewhat exaggerated, and these people were not in the mood to slowly consider whether they could really take some more radical measures from the standpoint of the Haihan people. Measures to unify industry operating standards.
Cai Jinmei only came to Ningbo for half a day to settle the local financial industry. This speed is even shorter than the time Shi Diwen spent talking with the transportation operators a few days ago.Although there are some specific differences in the conditions of the two industries, Shi Diwen still expressed his admiration for Cai Jinmei's professional ability and accurate judgment.He had to admit that Cai Jinmei, as one of the few high-ranking female officials in the Haihan officialdom, was indeed outstanding in her profession.
However, the process of signing the cooperation agreement is not simple. Due to the special nature of the financial industry, this cooperation agreement has very detailed regulations on details, so that the text of the entire agreement is as many as tens of thousands of words.Naturally, the bank bosses, who already had doubts about this form of cooperation, would not just sign their names casually. It would be the next day after they slowly deciphered the agreement.
After Haihan Bank and local banks unify their operating standards, in addition to the common deposit and withdrawal business of Daming Official Bank and Haihan banknotes in the future, these banks will gradually follow Haihan Bank to open various financial services.Cai Jinmei originally intended to promote high-end businesses such as securities and futures in Daming, but Schneider believed that Daming’s financial market was far from mature and regulated, and promoting these businesses would have certain operational risks, so she still did not agree Cai Jinmei's proposal.
But generally speaking, this operation of Haihan Bank in Ningbo can be regarded as quite successful. It hardly encountered any decent resistance, and all these banks bowed their heads.When the results here are reported back to Sanya, Cai Jinmei will inevitably be credited.
And in this process, He Tinggui, who should have made great contributions in Haihan, will naturally be rewarded accordingly.Since the second day of the meeting, Hexinghao Bank, which he runs, has put up the signboard of "Designated Cooperating Bank of Haihan Bank" in the store, and has started to provide universal deposit and withdrawal to all customers who hold Haihan banknotes or checks. business.In terms of starting, his step is at least one or two months faster than his local counterparts. As for how much business advantage this leading time can give him, it depends on the individual's ability.
Haihan met with big figures in various industries with great fanfare in the Ningbo mansion. Naturally, this kind of thing cannot be hidden from the eyes of those who are interested.Coupled with the fact that the participants leaked information to the outside world intentionally or unintentionally, the matter of the upcoming establishment of diplomatic relations between the two countries was finally brought to the table.With his own layout already in place, Haihan certainly didn't mind making this matter public a while earlier.
The news that Daming and Haihan are about to establish diplomatic relations and open trade in coastal state capitals is released. The most affected are merchants and workshops that produce various products for export to Haihan.The big and famous merchants in Ningbo Mansion have already got the news in advance and have reached some agreements with Haihan, but ordinary small merchants don’t have such sensitive channels for news. When this news appears on the market, the new The right to speak in the industry has already been grasped by a few big households, and even directly held by Haihan.And these small-scale merchants can basically only follow the trend of the market, and they don't even have the right to price the goods in their own hands.
For example, the cost of shipping from Zhoushan Port to various state capitals in Zhejiang has begun to change from the different quotations quoted by different shipping companies earlier to the standardization that is being promoted today.For dry bulk cargo, containerized cargo, and passenger transport, the price standard set by Haihan began to be implemented.And those small ship owners who still go their own way suddenly discovered that several local large-scale shipping companies and carriage companies seem to have agreed to deliver goods according to a unified price standard, and the transport companies that are not in this system , the cost of water and land transshipment will be significantly higher.If you want to reduce the transportation cost, you can only join the Ningbo Transportation Industry Guild led by Haihan.
Naturally, Haihan's management of guilds will not completely continue the dross of feudal guilds, but has added a large number of management methods for enterprises and institutions, operating guilds as a serious industry, and regularly Carry out assessment and review to eliminate those unqualified operators.The industry standards formulated by Haihan are also promoted to various merchants in the industry through guilds like this.
Although this form seems a bit old-fashioned, after adding the fresh ideas brought by Haihan, the role of the guild is very obvious.As for those who have not joined the guild, the coercive effect of the guild is also very effective, especially in the financial industry. As long as the Hexinghao family declares that they will follow Haihan, if one point is broken, the whole line is broken. Others All banks can only follow up, otherwise they will be stepped on by Hexinghao.
Although the rumors have been raging among the people, the Ningbo government government has not made any statement on the rumors, neither clarifying nor investigating the source of the rumors.Many people regard the government's attitude as acquiescence, so more and more people have confirmed that the establishment of diplomatic relations between the two countries is imminent, and many people are aware of the business opportunities involved.A few days ago, the industry operating standards that were carefully guarded against or even contradicted by big businessmen quickly became the target of imitation after the news spread.
Some merchants with a relatively small business scale see very clearly that it is difficult for them to gain any advantage in the market to compete with those big merchants who control the right to speak and even the pricing power to trade with Haihan.But if they can follow in Haihan's footsteps, perhaps the establishment of diplomatic relations between the two countries this time is an opportunity for them to squeeze into this trade circle.
For this situation, Haihan is naturally very encouraging. The competition among merchants in Ming Dynasty is fierce, so Haihan can have more choices and lower operating costs.Moreover, after the members of the trade circle expand, Haihan can also select more suitable targets for support, and train them to be Haihan's spokespersons for interests at all levels in Daming.
"According to the statistics of the Ministry of Commerce, the number of merchant ships arriving at Zhoushan Dinghai Port in July increased by 63 compared with the previous month, and an increase of 140 compared with last year. In July, the import trade volume of Zhoushan Port was more than 42 yuan, and the export trade volume was 71 yuan. More than one thousand yuan, the trade surplus has increased by 50.00% compared with the same period last year. Two..."
While Shi Diwen was listening to the secretary read the report, he was also writing and drawing on the paper with a pen in one hand.He is actually not sensitive to these data, so he needs to listen and write at the same time to deepen his memory.The operating conditions of Zhoushan Port have improved significantly in the past year. Part of the reason is that Shi Diwen is getting better at his job, and part of the reason is that Haihan has increased the scale of material procurement and sales in Zhejiang. , leading to a significant increase in trade volume.And recently added the great good news boosted by the construction and transportation business of the two countries, so the paper data looks quite gratifying.
But Shi Diwen was not dazzled by these beautiful figures on paper. As a pragmatic local official, he knew very well that although the trade volume in Zhejiang was not small, there were still various problems.The two ports of Dinghai and Shipu have not yet completed all the port engineering construction, and Haihan's self-hematopoietic ability in Zhejiang is still an obvious defect. There is almost no manufacturing industry other than shipbuilding. This is why Shi Diwen has been working hard. Focus on solving problems.
(End of this chapter)